Marsha Eve Winegarden
REALTOR®
Print This Listingx
Select a format below, new window will open and will prompt you to print.
Description
WATERFRONT TROPIC ISLES HOME - BOAT LIFT INCLUDED! Discover this move-in-ready 2-bedroom, 2-bath canal-front home in the sought-after 55+ resident-owned Tropic Isles community on Terra Ceia Bay. This property offers a 1% lender credit. The seller is also willing to sell the boat, which is already on the boat lift, as part of a package. Relax on your private dock and enjoy direct Gulf access - a feature few homes at this price point provide - while taking in serene water views and Florida sunsets. The interior is bright and inviting, with natural light highlighting the spacious living areas. The home is being offered fully furnished, and a brand new furnace was installed in November 2025. A low monthly maintenance fee of $338 makes it perfect for either full-time living or a seasonal getaway. Tropic Isles residents enjoy a welcoming community lifestyle with a clubhouse, heated pool and spa, shuffleboard courts, and access to a marina. Conveniently located near Gulf beaches, Sarasota, Tampa, waterfront dining, and Ellenton Premium Outlets, this home offers both leisure and accessibility. Additional community amenities include meeting halls, a fitness center, library, game room, and a kayak launch, providing a range of recreational options while maintaining a tranquil waterfront setting.
Property Highlights
Property Type: Residential - Mobile Home
Cooling: Central Air
Heating: Central
Lot Size: 0.08 Acres
Roof Type: Shingle
Stories: 1.0
Taxes: $3,605
Year Built: 1980
General Information
Bedrooms: 2
Bathrooms: 2 Full
Sqft: 1,012
County: Manatee
High School: Palmetto High
Subdivision: TROPIC ISLES CO-OP
Listed By:
Jennifer Kenna
EXP REALTY, LLC
941-462-3321
MLS ID: A4684681
Amenities
Other
Walk-In Closet(s)
Other
Room Information
Kitchen: 14.5x11.3
Dining Room: 12.4x11.3
Living Room: 24x11
Primary Bedroom: 14.1x11
Bedroom 2: 9x11.1
Property Features
Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
Association Amenities: Clubhouse, Maintenance
Community Features: Association Recreation - Owned, Buyer Approval Required, Clubhouse, Community Mailbox, Fitness Center, Golf Carts OK, Pool
Days on Site: 1
Directions: From 28th Ave W, turn onto Tampico Dr, Montego Dr, or Basin St to access Terrace Ceia Dr. Continue driving south on Terrace Ceia Dr until you reach the property.
Exterior: Frame
Flood Zone Code: AE
Flooring: Carpet
Foundation: Other
Frontage Bay Harbor: 20
HOA Fee: 338/ Monthly
HOA Y/N: Yes
Home Warranty Y/N: No
Listing Terms: Cash, Conventional, FHA, VA Loan
Lot Dimensions: 0.08
Ownership: Fee Simple
Pets Allowed: Yes
Property Attached Y/N: No
Property Sub-Type: Manufactured Home
Senior Community: Yes
Sewer: Public Sewer
Showing Instructions: ShowingTime
Special Sale Provisions: None
Special View Info: Water
Utilities: Public
Water: Public
Water Access: Bay/Harbor, Canal - Freshwater
Water Access Y/N: Yes
Waterfront Features: Bay/Harbor, Canal Front, Boat Port, Lift
Water View: Bay/Harbor - Full, Canal
Zoning: MHP1
Shown By
Get in Touch
Contact an agent to learn more about
323 Terra Ceia Drive , Palmetto, FL 34221.
Estimate Your Payment
Estimated Payment
$ 1,747.89 per month $1,332.27 Principal & Interest $300.42 Property Tax $115.21 Homeowner's InsuranceChange Payment Information
About this area
About Palmetto
Palmetto is a growing suburban area located between the Manatee River and Terra Ceia Bay. The city is perfect for people looking for an active lifestyle that involves nature and community activities. Palmetto’s location keeps residents close to major employers, but also allows for a smaller town lifestyle that embraces a slower pace. Weekends are perfect for boating and golfing, or attending one of the many events and festivals that take place in Palmetto year round. The area is great for people of all ages with homes ranging from affordable condos and single family options to waterfront estates.
Learn More About Living in Palmetto, Florida
Member Participants (and their affiliated licensees, if applicable) shall indicate on their websites that IDX information is provided exclusively for consumers’ personal non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, that the data is deemed reliable but is not guaranteed by MLS GRID, and that the use of the MLS GRID Data may be subject to an end user license agreement prescribed by the Member Participant’s applicable MLS if any and as amended from time to time. MLS GRID may, at its discretion, require use of other disclaimers as necessary to protect Member Participant, and/or their MLS from liability.
Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
Privacy Policy / DMCA Notice / ADA Accessibility
This site is hosted, designed and copyright
© 1994 - 2026 by
Delta Media Group, Inc. -- Patent Pending --